以知為糧,以寫為鳴

靜靜生長,
慢慢沉澱

記錄閱讀的感悟、跑步的堅持
旅行的風景,以及投資的思考
不喜熱鬧,只想做自己喜歡的事

蟬知夏
charliechacha

一個喜歡閱讀、研究、跑步與旅行的普通人。
在日常裡堅持學習,在文字中慢慢沉澱。

相信所有沉澱,都會在時光裡開花。
只要努力學習,知識一定能夠成為力量。

📚 閱讀🔬 研究🏃 跑步✈️ 旅行📈 投資
最新文章
2026 August 12
Investment

Calculators Estimate Compound Growth, But They Can’t Calculate Human Nature: Risk-Free Rate and the True Cost of Market Crashes

Understanding the Risk-Free Rate is the foundation of every successful long-term investment strategy. In our previous beginner tutorials, we spent significant time breaking down Compound Annual Growth Rate (CAGR), compound growth, and the Rule of 72. We identified our 7%...

2026 August 11
Investment

The Rule of 72: Calculate Your Money Doubling Time in 5 Seconds!

We already know that Compound Annual Growth Rate (CAGR) is one of the best metrics for measuring investment performance. However, percentage figures can often feel abstract—what is the practical difference between a 4.27% and a 7% annual return? While abstract...

2026 July 31
Investment

Savings vs. Investing: Don’t Let “Paper Safety” Steal Your Future

If you spot a friend $1,000 and they pay you back $1,080 a year later, that extra $80 is interest—a 3% return. It is that simple: money grows when time works in its favor. Sure, keeping cash in a standard...

2026 July 31
Investment

What Is Annualized Return? Plus Free Annualized Return Calculator

Here’s a story. Mike owns a stock with a 7% dividend yield. He’s held it for three years. A friend asks how much he’s made. Mike doesn’t even reach for a calculator: “7% for three years, that’s gotta be 21%,...

2026 July 29
Investment

What is the Dividend Yield Percentile? A Must-Know Valuation Metric for Dividend Investors

When checking the stock market, dividend investors often do one common thing: open a financial tracking website, look at the dividend yield rankings, and assume that the higher the number, the better the bargain. However, there is a catch with...

相信所有沉澱,都會在時光裡開花
願我們都在自己的生活裡,慢慢變好

— 蟬知夏
文章分類
投資思考

不追短利,
只做價值投資

  • 專注研究股息率與企業基本面,不被短線雜訊影響
  • 記錄每一個投資決定背後的思考過程與心態轉變
  • 相信複利的力量,也相信知識的複利
  • 投資是一種選擇,從容是一種態度

「只要努力學習,知識一定能夠成為力量。」

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