以知為糧,以寫為鳴

靜靜生長,
慢慢沉澱

記錄閱讀的感悟、跑步的堅持
旅行的風景,以及投資的思考
不喜熱鬧,只想做自己喜歡的事

蟬知夏
charliechacha

一個喜歡閱讀、研究、跑步與旅行的普通人。
在日常裡堅持學習,在文字中慢慢沉澱。

相信所有沉澱,都會在時光裡開花。
只要努力學習,知識一定能夠成為力量。

📚 閱讀🔬 研究🏃 跑步✈️ 旅行📈 投資
最新文章
2026 October 12
Investment

Interactive Simulation: Reserve Pulse Liquidity Turning Point Analyzer

To materialize abstract macro concepts, we have developed the Reserve Pulse Analyzer. For ease of use, it is positioned at the top of this page, with the theoretical mechanics explained below. It filters out all unnecessary noise, integrating real-time data...

→
2026 August 12
Investment

Calculators Estimate Compound Growth, But They Can’t Calculate Human Nature: Risk-Free Rate and the True Cost of Market Crashes

Understanding the Risk-Free Rate is the foundation of every successful long-term investment strategy. In our previous beginner tutorials, we spent significant time breaking down Compound Annual Growth Rate (CAGR), compound growth, and the Rule of 72. We identified our 7%...

→
2026 August 11
Investment

The Rule of 72: Calculate Your Money Doubling Time in 5 Seconds!

We already know that Compound Annual Growth Rate (CAGR) is one of the best metrics for measuring investment performance. However, percentage figures can often feel abstract—what is the practical difference between a 4.27% and a 7% annual return? While abstract...

→
2026 July 31
Investment

Savings vs. Investing: Don’t Let “Paper Safety” Steal Your Future

If you spot a friend $1,000 and they pay you back $1,080 a year later, that extra $80 is interest—a 3% return. It is that simple: money grows when time works in its favor. Sure, keeping cash in a standard...

→
2026 July 31
Investment

What Is Annualized Return? Plus Free Annualized Return Calculator

Here’s a story. Mike owns a stock with a 7% dividend yield. He’s held it for three years. A friend asks how much he’s made. Mike doesn’t even reach for a calculator: “7% for three years, that’s gotta be 21%,...

→

相信所有沉澱,都會在時光裡開花
願我們都在自己的生活裡,慢慢變好

— 蟬知夏
文章分類
投資思考

不追短利,
只做價值投資

  • 專注研究股息率與企業基本面,不被短線雜訊影響
  • 記錄每一個投資決定背後的思考過程與心態轉變
  • 相信複利的力量,也相信知識的複利
  • 投資是一種選擇,從容是一種態度

「只要努力學習,知識一定能夠成為力量。」

查看投資文章