Last updated: March 18, 2026
These Terms of Service (“Terms”) govern your use of the website charliechacha.com and the YieldSpot product provided by CharlieChaCha (“we”, “us”, or “our”). By purchasing or using our services, you agree to these Terms.
1. Description of Service
YieldSpot is a web-based data analysis tool that helps investors analyze dividend yield percentiles for stocks. It is provided as a software tool for informational and analytical purposes only.
2. Not Financial Advice
IMPORTANT: YieldSpot is a data analysis tool only. Nothing on this website or within the YieldSpot application constitutes financial, investment, or legal advice. We do not guarantee any investment returns. All investment decisions are made solely at your own risk. Always consult a qualified financial advisor before making investment decisions.
3. License Key & Access
- Upon successful payment, you will receive a License Key to activate PRO features.
- Your License Key is valid for the period stated at the time of purchase.
- License Keys are for personal use only and may not be shared, resold, or transferred.
- We reserve the right to revoke a License Key if we detect misuse or abuse.
4. Payment & Refunds
- All payments are processed securely by Creem.io.
- Prices are listed in USD unless otherwise stated.
- Due to the digital nature of our products, we generally do not offer refunds once a License Key has been delivered. If you experience a technical issue, please contact us at support@charliechacha.com and we will do our best to resolve it.
5. Acceptable Use
You agree not to:
- Share, resell, or redistribute your License Key
- Attempt to reverse-engineer or copy our software
- Use our service for any unlawful purpose
6. Disclaimer of Warranties
Our service is provided “as is” without warranties of any kind. We do not guarantee uninterrupted access or that the data provided is always accurate or up to date.
7. Limitation of Liability
To the maximum extent permitted by law, CharlieChaCha shall not be liable for any indirect, incidental, or consequential damages arising from your use of YieldSpot or any investment decisions made based on the tool.
8. Changes to Terms
We reserve the right to update these Terms at any time. Continued use of our services after changes constitutes acceptance of the new Terms.
9. Contact Us
If you have any questions about these Terms, please contact us at:
📧 support@charliechacha.com